State Financial Corporation

In this world of cut throat competition, techno/economic constraints, market problem and financial uncertainties, it has become quite imperative to look for innovative ways of conceiving appropriate solutions in order to achieve monetary security and success in ventures. We at JKSFC, believe that for boosting economic development and providing financial independence, it is necessary to help create opportunity areas for ventures in industrial, transport and service sectors of the state economy and then actively assist in their promotion. Our efforts are result oriented and are directed towards maximizing client satisfaction with optimal results transforming the State into an organized vibrant economy.

List of PIO's/APOI's

Vision and Mission of JKSFC


To revive the Corporation on a sustained basis for development of MSME and allied sectors in the State of J&K.


- To provide hassle free credit at competitive cost to prospective entrepreneurs.

- Facilitate and catalyze employment of idle resources, both men and material, in the State.

- Aid and abet the process of import substitution.

- Development of entrepreneurship.

2010 J&K State Financial Corporation, Government of Jammu & Kashmir